Homeowner Insurance

from Colorado Prestige Insurance Group

Homeowner Insurance

Your home is your sanctuary, the place where you feel safe and secure. If you’re like most other homeowners, buying your house was the biggest investment you’ve ever made. It’s also your most valuable asset and one that you need to protect.

When an event results in damage or destruction, you need to know that your home insurance company is there to help. Getting the results you want and need starts with having the right type and amount of home insurance for you. At Colorado Prestige Insurance Group, we understand how important it is to get your home repaired or replaced as soon as possible.

The city skyline is continually evolving, replacing broken-down relics with impressive modern structures. The face of urban residential areas is also changing. Developers continue to add new designs to the existing bungalows, frame two-flats, worker’s cottages, and courtyard style buildings to meet a broad range of tastes and lifestyles. From advances in technology to modern architecture, people continue to change their idea of what it takes to make a house a home.

Just as homes and their features vary, so do the homeowners and their lifestyles. The right insurance coverage protects the individual and what matters the most to them.

Coverage Options

A number of factors go into determining the right coverage. That means getting the protection you need without paying for additional coverage that you don’t. For example,

  • Personal Liability in case someone is injured on your property. Do you have a home-based business? Ask us about getting coverage to protect you, your home, and your business.
  • Scheduled Personal Property Coverage for possessions with a high value. Standard coverage might not be enough to cover the full value of your art collection, high-end jewelry, or other valuables.
  • Rental Liability covers damage to your home if you rent it out to tenants.
  • Personal Property insurance covers belongings inside the home when a covered loss occurs. This insurance covers items that you use every day such as clothing, electronics, and appliances.

In addition, your home insurance policy will pay necessary living expenses while your home is under repair. Most policies offer coverage for up to 24 months when you can’t live in your own home.

Every homeowner needs some degree of home insurance to protect their home and everyone in it. Let us help you get the right coverage and the best value for your Denver home today.